What Is a Hard Money Loan?
December 13, 2018
Let's talk about the factors that will impact your decision and your ability to refinance as well as review the types of refinance loans that are available.
How to Get a Church Loan
November 28, 2018
Many leaders and boards of religious organizations are wondering how to get a church loan, and their chances of obtaining funding are complicated by several challenging circumstances. By understanding their unique financing difficulties and how to overcome them, churches, temples, and other religious organizations will be better positioned to borrow the money they need to continue to grow and serve their communities.
Factors Affecting Your Refinanced Loan
November 6, 2018
Let's talk about the factors that will impact your decision and your ability to refinance as well as review the types of refinance loans that are available.
Should I Refinance My Mortgage?
September 26, 2018
Whether you bought your home just a couple years ago or more than a decade has passed, there may be a time when you ask yourself, “Should I refinance my mortgage ?”
Small Business Lending for Minorities and Women
July 31, 2018
The issue of small business lending for minorities and women isn't really so small. In the not-too-distant past, minorities and women were not even afforded the right to own property, and yet today, these groups today represent a large percentage of all business owners in the U.S.—and their numbers continue to climb at a much faster pace than the rate for all businesses combined.
More on Predatory Small-Business Lending
July 23, 2018
As we discussed in a previous post, predatory small-business lending is still a big threat to small businesses, despite that the federal government has cracked down on unfair and abusive lending practices in general. Predatory small-business lenders target all types of small businesses, given the difficulty these organizations often have in obtaining traditional loans.
Should I Refinance My Commercial Loan?
May 9, 2018
Should I Refinance My Commercial Loan? If you own or manage a business and you carry debt such as mortgage loans, startup loans, or capital loans, there will inevitably come a time when you ask yourself this question.
Understanding Senior vs. Junior Debt and Secured vs. Unsecured Debt
April 26, 2018
If your business hopes to take out multiple loans, you might be hearing the terms “senior secured debt,” “senior unsecured debt,” “subordinated (or junior) secured debt,” and “subordinated unsecured debt” for the first time.
Qualifying for a Mortgage When You’re Self-Employed
March 22, 2018
Thinking about going into business for yourself? If so, here’s another topic to add to your list of issues to consider when deciding whether to go it alone: qualifying for a self-employed mortgage is a considerably more complex process than it would be if you remained a regular ol’ W-2 employee.